Bad faith refers to an insurance company failing to fulfill the terms of a signed contract with a customer. More specifically, this may often happen in failing to defend or pay a claim quickly and adequately, or perhaps failing to full investigate a situation to best support a client. One of the legal duties borne by an insurance company is to deal fairly with customers; that is, giving greater consideration to its own paying, insured customers than to its own interest. If and when your insurance company fails in these or other contractual obligations to you, you may very well have a claim for bad faith.
Ascension bad faith always deals with insurance contracts, which are written to reflect current case law and can be confusing or obscure, even to experts. Especially for the lay person, “obvious” or other wise known terms, which seem self-evident, may actually carry particular or special interpretations or definition in the context of the contrat to the insurance company. In short, this means that you may not fully understand what you are agreeing to in a contract.
In Lafayette, Louisiana bad faith insurance cases contracts are put to the scrutiny of the court. Misleading or obscure statements are brought to light. In general, a court will tend to carry out the reasonable expectations of the insured party. There is no legal burden to prove intended harm on the part of the company; all that must be proven is failure to honor the signed, stated agreement.
If you or a loved one is in need of legal assistance, call St.Pe’ Law at 337 534 4043. The initial consultation is free of charge, and if we agree to handle your case, we will work on a contingency fee basis, which means we get paid for our services only if there is a monetary recovery of funds. In many cases, a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. Please call right away to ensure that you do not waive your right to possible compensation.